Fractional Reserve Banking 101 . The banks don’t have any money, because they operate a fractional system, whereby they can create currency out of thin air, provided you have 10% of the deposit. . Once you have 10%, they can then simply create the remaining 90% of the balance. In any other guise, this would be referred to as either fraudulent or counterfeiting. Welcome to the world of commercial banking. . Make good choices. . . . #banking #money #currency #banks #fiatcurrency #cashless | Beat t